Terms of Service

1. Service Description

NowTarot is an AI‑generated entertainment experience that provides responses to user‑submitted questions in a style commonly described as "psychic" or "fortune‑telling." All outputs are computer‑generated and are for entertainment and personal reflection only.

2. Eligibility

You must be at least 18 years old and reside in a jurisdiction where the Platform is legally available. By using the Service, you represent that you meet these requirements.

3. Entertainment‑Only & No Professional Advice

• No Guarantees. The Service makes no claim of accuracy, certainty, or predictive power. Responses are speculative and may be incorrect or incomplete.
• No Professional Advice. Outputs do not constitute medical, mental‑health, legal, financial, investment, or other professional advice. You should consult a qualified professional for decisions in these areas.

4. Prohibited Questions & Content

You agree NOT to use the Platform to seek or disseminate:

1. Medical advice (e.g., diagnosis, treatment, prognosis).
2. Legal advice (e.g., litigation outcomes, contract interpretation).
3. Financial or investment advice (e.g., stock tips, tax strategies).
4. Content that is illegal, defamatory, harassing, hateful, or otherwise violates applicable laws.

We reserve the right to filter, refuse, or remove any questions or content at our sole discretion.

5. Account Registration & Data We Collect

When you create or use an account, we collect and store:

• Personal Information: Email address, full name, phone number, IP address, and country.
• Usage Information: Questions asked and corresponding AI‑generated answers.

For details on how we use and protect this data, please review our Privacy Policy.

6. Payments & Refund Policy

• Billing. Payments are processed by third‑party providers. You agree to pay all fees disclosed at checkout.
• Refund Requests. You may request a refund through our web app within 7 days of purchase. Approved refunds will be issued to your original payment method within a reasonable period.
• Chargebacks. Initiating an unjustified chargeback constitutes a breach of these Terms and may result in account suspension.

7. Intellectual Property

The Platform and all related materials are owned by us or our licensors. Subject to these Terms, we grant you a limited, personal, non‑exclusive, non‑transferable license to access and use the Platform for personal, non‑commercial purposes.

8. User Content License

By submitting questions or other content ("User Content"), you grant us a worldwide, royalty‑free, sublicensable license to use, reproduce, and create derivative works from your User Content solely for the purpose of operating, maintaining, and improving the Service. We will not publish or publicly display your User Content without your explicit consent.

9. Modifications & Updates

We may modify the Platform or these Terms at any time. We will notify you of material changes via the Platform or email. Continued use after changes take effect constitutes acceptance.

10. Suspension & Termination

We may suspend or terminate your access without notice if you violate these Terms or applicable laws, or if required by our payment or hosting partners.

11. Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON‑INFRINGEMENT.

12. Limitation of Liability

To the maximum extent permitted by law, our total liability for any claim arising out of or relating to the Service will not exceed the greater of (a) the amount you paid us in the 12 months preceding the claim or (b) USD 100.

13. Indemnification

You agree to indemnify and hold harmless Demist AI, Inc., its affiliates, and their respective directors, officers, employees, and agents from any claims, damages, liabilities, and expenses arising out of your use of the Platform or violation of these Terms.

14. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict of law principles. Any dispute shall be resolved through binding arbitration in Wilmington, Delaware, pursuant to the rules of the American Arbitration Association. You waive any right to participate in a class‑action lawsuit.

15. Severability

If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force and effect.

16. Contact Us

For questions about these Terms, please contact us at:

17. Entire Agreement

These Terms and any referenced policies constitute the entire agreement between you and us, superseding all prior agreements or understandings regarding the Service.